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Monday, June 9, 2008

When do I get my car title in chapter 13?

I filed CH13 Bankruptcy in June of 05. We put or vehicles into the bankruptcy. We have now, according to the Trustee website, paid off the "agreed" amount on both vehicles. Can you tell me how long it takes to obtain our titles?

If your vehicle was crammed down in the bankruptcy, you will receive them once you get your discharge (Since the over-financed portion is being stripped off in the case and is not official until the debt is officially discharged.) If you paid the car note in full based on your original contract, then the creditor will process the title once they receive the last of the payments. keep in mind, the trustee usually only disburses funds once or twice a month. Check with the lender, and they may have a more precise date for you.
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